Is There a Cost?

Is There a Cost?

Most families receive CHIP coverage absolutely free. Others can get the same benefits at a low cost. If your income is below the lowest amount listed, your child or teen may be enrolled in Medical Assistance. 

Whether CHIP is free or low-cost depends on the number of members in the household as well as total household income. For free CHIP, there are no premiums or copays.  Premiums and copays apply for low-cost CHIP.

For most families, CHIP is free. Households whose income is above a certain level (see the chart below) can receive CHIP at low cost, which is very reasonable for comprehensive, quality coverage.

View the full income chart to see where your income may fall.

The income chart helps families determine which category they may qualify for – FREE or low-cost CHIP. CHIP has also created a chart displaying the rates by insurance company.

*If your income is below the CHIP limits, your family could be eligible for Medical Assistance.


Do you have questions about the CHIP program and how it works? Take a moment to review frequently asked questions.

Or view these common questions: