Eligibility & Benefits

Eligibility & Benefits

Most kids receive CHIP for free.  Others can get the same benefits at a low cost. If your income is below the lowest amount listed, your child or teen may be enrolled in Medical Assistance. Learn more about how to qualify for CHIP, what it covers and how to apply by watching our YouTube videos.

How do I know if my child qualifies?*
Based on your family size and income, your child or teen may be eligible if he or she meets the following requirements:

  • Under 19 years of age
  • A U.S. citizen, U.S. national or qualified alien
  • A resident of Pennsylvania
  • Uninsured and not eligible for Medical Assistance

Information for Grandparents
If you're a grandparent, coverage for your grandchildren is not based on your income, unless you have legally adopted the children. Read more to find out if you are covered.

Information for Immigrants
Children legally residing in Pennsylvania are eligible for CHIP regardless of their parents' immigration status.  Read more to find out if you are covered.


Watch our YouTube videos to see how CHIP covers childhood adventures! CHIP is there for your kids with quality, comprehensive health insurance coverage for routine doctor visits, prescriptions, dental, eye care and much more, including:

  • Immunizations
  • Routine Check-ups & Well Visits
  • Prescription Drugs
  • Dental, Vision, Hearing Services
  • Emergency Care
  • Mental Health Benefits
  • Hospitalization
  • Durable Medical Equipment
  • Substance Abuse Treatment
  • Partial Hospitalization for Mental Health Services
  • Rehabilitation Therapies
  • Home Health Care
  • Maternity Care
  • Hospice and Palliative Services
  • Medically Necessary Orthodontia
  • Autism Spectrum Disorder and Related Services

For additional questions about coverage and benefits, contact a CHIP health insurance company.  Learn more about the companies that offer CHIP in your county.


Do you have questions about the CHIP program and how it works? Take a moment to review frequently asked questions.

Or view these common questions:

Tell A Friend

If you think CHIP could help someone you know, please fill out the information below and we'll send them an e-mail. Telling your friends, families and co-workers about CHIP has always been the best way to spread the word–and good health.